We understand that there may be something specific that you would like to discuss so we’ll start with what concerns you most.
Our financial planning process takes a detailed look at your personal finances, answers all of your questions you have about your financial well-being and helps us identify what deserves additional attention.
Let’s review how you are currently managing your household finances and better understand your income and spending. We may be able to identify ways for you to save more, or encourage you to spend more on experiences you enjoy.
We’re so focused on growing our assets that we may not give enough consideration to protecting what we have. We will assess your homeowners, auto, disability, life, and long-term care insurance coverage and discuss ways to mitigate risk. We want to make sure you understand how they each affect your personal financial situation.
Creating, building and growing your wealth requires a long-term commitment to investing. It is essential to have a plan and policy, and stick with a disciplined investment strategy.
We want you to live a richer life, enjoy your lifestyle today; as well as, planning responsibly for your future. This requires a periodic assessment to determine if anything in your environment needs tweaking, or changing in order for you to THRIVE.
We help you understand your lifestyle today, and how that may translate in retirement. We also examine how you are spending your time, how that will change in retirement, help you define your values, and encourage you to live a purpose filled life.
We spend time reviewing your current tax return and estate plan to help ensure you are minimizing taxes you pay and maximizing the assets you wish to pass to your loved ones or charity.
Once we've reviewed the individual components of your financial life, we piece it all together to present you with your “coordinated financial plan” which should help you understand your financial picture in its entirety, provide greater meaning to you, and motivate you to implement your goals while we track your progress.
Our financial planning process gives you the freedom to look beyond the reality of today, assess what’s important to you and how you would like to spend your time.
Let us help you live your best life.
I specialize in comprehensive financial planning; however, I do offer hourly financial planning services as well. When we meet, we will discuss the services that would be the most appropriate for you and the cost for those services.
Comprehensive Financial Planning* - I will develop a comprehensive analysis of your personal finances, advise you on areas that deserve your attention, and recommend the best course of action for you. This will be an on-going relationship. We will meet or check-in at a minimum of two times per year to focus on key areas, track your progress and implement your plan.
Hourly Financial Planning – I can create a personalized financial plan for you to implement on your own. Fees vary depending on scope of plan, typically 4 -15 hours.
*Sherwood Financial Management services are typically delivered under our coordinated approach including on-going comprehensive financial planning and investment management - subject to our investment management fee schedule, and a $250,000 investment minimum.
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8463 Sheridan Drive, Williamsville NY 14221 - by appointment only
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